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DSCR 
Loans

Qualify off the property's rental income, not your personal income. Low rates. Up to 80% LTV, 30-year fixed terms, and cash-out refinance options. 

Up To:

80%

LTC/LTV

1.00

Min DSCR

6.5%

Rates Starting At

30 Yr

Fixed Term

$100K up to $5MM

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Transactional 
Loans

Same-day funding for double closings, with no borrower paperwork and no wire or document fees. Industry low -transparent rates. No hassles

Up To:

0

Upfront Costs

0

Borrower Docs

Flat Fee

Simple Pricing

48 Hrs

Or Less To Close

$25K up to $1MM

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Our Loan Programs

Fix & Flip Loans

Fund your next flip fast — up to 90% ARV and 100% of construction costs, with closings in as little as 72 hours. No tax returns, no income verification, no prepayment penalty.

Up To:

90%

LTC/LTV

100%

Construction Costs

75%

ARV

12

Months

$50K up to $5MM

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Estate Exterior

Mike and Lorie Corica

Owners of I-deal Homes Real Estate Holdings

We have worked with Express Hard Money many times and they are the best! Their process is super easy and their service and follow up are unmatched in the private capital space! We highly recommend them!

average rating is 5 out of 5
Mike and Lorie Corica

Benefits of
Working With Us

Customer Focused
Minimal Documentation
Fast Closings
No Pre-Payment Penalty
In House Servicing
In House Fund Control

Competitive Rates

Our rates are very competitive, from 6.5% for our DSCR loans and 9.9% for fix and flips.  Combined with our industry-leading terms and borrower-friendly process, the result is that you make more money on every deal. ​ 

Simple Process

 As experienced real estate investors, we understand the frustration of endless paperwork and unnecessary red tape. We work hard to streamline our process so that you can get quick approvals without spending all of your time at a desk. 

Speed of Service

 We can get your loan approved and funded much faster than other lenders that need up to 4 weeks or more because of the red tape. We realize that time is money.  We fund your deals fast because that's what it takes in the fix and flip world.

About Express Hard Money

We Value Your Business

We know you have a lot of choices when it comes to loans for your real estate projects.  As experienced lenders and real estate investors, we have seen and experienced all of the pains associated with the process from other lenders in the industry. We became lenders because we knew it didn't have to be difficult, expensive, and time-consuming.  We are dedicated to providing the best experience possible so you can focus on what is most important—finding and closing deals. You should not have to spend a lot of time going back and forth with lenders who never quite seem to understand your business or your needs. We know what drives revenue, and we are dedicated to helping you build your business without all the headaches.

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Conor Bruen

Owner of Bruen Property LLC

Express Hard Money made getting an investment loan incredibly easy. Their staff is friendly and very helpful. If you need an investment loan I would strongly recommend reaching out to Express Hard Money.

average rating is 5 out of 5
Conor Bruen

Contact Us Today

We strive to stay in communication with our clients. Have a question about our business, or want to see if we match your specific needs? Send us a message—we're always happy to meet new customers!

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